Real estate appraisal services for homeowners in the city of Franklin and Williamson County

See the top 7 reasons TN homeowners hire Music City Appraisals, Inc.:

  1. To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Williamson county's assessment of your property
  3. To lower a mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. In the case of a TN divorce, where property needs to be divided
  7. Determine the true market value of property in question to settle an estate in Williamson county or TN

Need help determining the price of your house in or near Franklin, TN?
Contact Music City Appraisals, Inc..

We at Music City Appraisals, Inc. understand the particular needs of a customer in need of appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and accountants. Being a regular homeowner that probably doesn't look at appraisals on a regular basis,you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Music City Appraisals, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your home's price, and not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value estimation than yours.

PMI Removal Appraisals

A fashionable way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. We are experts in helping people just like you get rid of unwanted PMI insurance.

Challenge Williamson county's assessment of your property

Lets say your home is not appreciating as much as other houses close to yours -- your local tax assessor may have your house overvalued. That only means you are probably paying more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from Music City Appraisals, Inc. is your perfect weapon.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. Not only can this be inconvenient from a cash flow viewpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. An appraisal from Music City Appraisals, Inc. can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you would wish to have a professional double-check it for accuracy or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that While typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your property.